Red Sphere Finance (Private) Limited trading as Red Sphere Finance a registered microfinance institution established and existing under the laws of Zimbabwe and having its registered corporate office at 5th Floor, Kwame Nkrumah Avenue, Harare (hereinafter referred to as ‘THE LENDER’ which expression, unless repugnant to the context or meaning here of, shall include its successor(s), administrator(s) or permitted assignee(s) and the borrowee whose details are as follows;